Money Made Me Do It

THE REAL COST OF LENDING MONEY IN NIGERIA If you’ve ever lent money to family or friends in Nigeria, you know it’s never just about the money. It’s a test of trust, guilt, and patience. Saying “ no ” can make you look wicked. Saying “ yes ” can empty your pocket.  After two decades of watching loans turn into quarrels, I’ve collected stories and lessons that can save both your finances and your relationships. WHEN "NEXT WEEK" MEANS FOREVER Back in 2020, my cousin came begging. His landlord was threatening eviction, his wife was pregnant, and he just needed fifty thousand naira “for two weeks.” He swore on Psalm 23 and his life to repay the loan. I gave him the money. Six months later, no refund. Every time I asked, he said, “Sis, relax, God will provide.” At that point I realized, in his mind, I was the God. Lesson : Don’t take verbal promises at face value. Ask: where exactly will repayment come from? If the source is unclear, repayment is already shaky. THE "SMALL MONE...